Target market determinations
Target market determinations (TMDs) seek to offer consumers, distributors and staff with an understanding of the class of consumer for which this product has been designed, having regard to the objectives, financial situation and needs of the target market.
The current TMDs for Futura Protection and Protect Super Plan for Futura Protection can be downloaded below.
Futura Protection TMD
This TMD sets out the target market for the product, triggers to review the target market and certain other information for plans issued from 1 October 2025.
Protect Super Plan for Futura Protection TMD
This TMD is for Protect Super Plan and seeks to provide consumers, distributors and staff with an understanding of the class of consumer for which this product has been designed, having regard to the objectives, financial situation and needs of the target market for plans issued from 1 October 2025.