Good news for your clients aged 50 and over.

From 1 September 2026, we’re updating new business premiums for Futura Protection.

While premium changes will vary depending on your client’s age and selected covers, many clients aged 50 and over applying for packaged cover are expected to benefit from lower premiums. Futura Protection will also continue to offer competitive value across other client segments.

Quotes and applications

Updated premiums will automatically apply to new Futura Protection quotes created from 1 September 2026.

Existing quotes created before 1 September 2026, including those generated via a NEOS premium comparison, will not be impacted, and may be submitted as usual.

Don’t forget that your clients can now securely complete most of their application directly online, at a time and place that suits them. Simply click ‘assign to client’ in the application, or contact your NEOS sales representative for more information.

Premium comparisons

New and existing premium comparisons will automatically display updated premiums from 1 September 2026.

To save a PDF copy of an existing premium comparison, simply open the comparison on the NEOS Platform and click ‘Generate report’ any time before 1 September 2026.

Adviser guide

An updated Futura Protection Adviser Guide will be available in the NEOS Library from 1 September 2026.

Why choose Futura Protection

Futura Protection offers a compelling combination of covers, options and features, supporting your clients through every stage of life, including:

  • Critical Illness Cover for clients up to age 62, with cover up to $2 million and full/partial benefits payable to age 70.
  • Life Cover up to $15 million, with protection continuing until the plan anniversary following your clients 99th birthday (inside or outside superannuation).
  • Built-in Medical Professionals Benefit within Income Protection Cover, providing cover for medical professionals who sustain an occupationally acquired infection.
  • Pregnancy Complications Benefit within Critical Illness Plus Cover, providing additional support for female clients planning or growing their family.

Want to learn more?
We’re here to help you continue delivering outstanding protection solutions and advice outcomes for your clients.

Read more about Futura Protection in the PDS or speak with your NEOS sales representative to understand how these pricing changes may impact your clients.