For Life Cover, TPD Cover and Critical Illness Cover, Futura Protection offers two premium categories, standard and preferred. If you have a Body Mass Index (BMI) between 18 and 28 (inclusive), you’ll be eligible for the preferred premiums.
Preferred premiums are standard premiums that have been reduced by:
- 7.5% if you’re a non-smoker for greater than one year; or
- 5% if you’re a smoker or have been a non-smoker for less than one year.
See our Adviser Guide for further details.